Home Loans

Grow Group will walk with you through every stage of the home loan process – and the journey starts here.

Home loans explained

Borrowing money to purchase property can be confusing at the best of times. There’s a seemingly endless amount of loan products on the market and it’s hard to know where to start. That’s where we come in.

A finance broker like Grow Lending isn’t owned by the big banks, so we can access a range of finance loan products from a variety of lending institutions. Our expert brokers provide an unbiased, tailored service to find the best possible financial solution that suits your individual needs. We’ll save you the red tape and headaches and help you access your dream home quicker than you thought possible.

Discover the basics of home loans

Before you talk to your bank or finance broker, it's useful to understand some of the basic points of borrowing money to buy a property.

Basic 1 - key requirements of a lender

Most banks and other lenders require you to have a minimum 10% deposit of the purchase price plus available funds to cover the associated fees and charges involved in the transaction.

Learn More

Basic 2 - Fixed vs. variable interest rates

In general, there are two types of home loans 'fixed' rate and 'variable' rate. There are advantages and disadvantages to both options.

Basic 3 - P & I vs. Interest only

When you set your loan you will be given the choice of principal and interest repayments or interest only repayments.

Trusted by Australian Industry Leaders

We’ve built strong relationships with all of our home loan lenders and our network continues to grow year on year.

We’re committed to finding you the perfect home loan solution that will connect you to your future.

Find out how we can secure you the best-in-class financing.

Book a free consultation